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"Cash Balance Plan 101: A Smarter Retirement Strategy for High-Earning Professionals"

Learn how cash balance plans combine the best of defined benefit and 401(k) plans-enabling higher tax-deferred contributions, tailored benefits, and more financial clarity. Download this introductory brochure that explains key concepts, design options, and IRS requirements to help firms assess if this strategy fits their goals.

For law firm leaders and high-income professionals seeking to build more retirement wealth beyond 401(k) limits, cash balance plans offer an attractive solution. These plans allow for substantial tax-deferred contributions while preserving a familiar account-style structure. Since design, compliance, and funding requirements require careful planning, this easy-to-digest guide walks through the basics—how the plans work, who they’re best for, and what considerations matter most.

Download the brochure to learn:

• How cash balance plans differ from traditional defined benefit and 401(k) plans
• 2025 contribution limits by age and potential tax deferral amounts
• Key design features like pay credits and interest credits
• Important compliance and PBGC coverage considerations
• Which types of firms and owners benefit most from this structure

Evaluate whether a cash balance plan could meet your firm’s retirement, tax, and talent goals. Download the brochure now.

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