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Severe Convective Storm Season Overview: 2026

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"Severe Convective Storm Season Overview: 2026"

After three consecutive years of record-breaking severe convective storm (SCS) losses, the risk landscape has changed. This report provides critical insights into the drivers of these losses and what insurers must know to protect portfolios in 2026.

The U.S. property insurance market has been reshaped by three straight years of record SCS losses, totaling over $170 billion. Traditional, territory-level approaches are no longer sufficient to manage portfolio volatility. Mastering this granularity is essential to safeguarding portfolio performance and identifying specific vulnerabilities that drive outsized losses.

This report details why a property's accumulated damage and vulnerability—not just storm intensity—is the key to understanding modern SCS risk. You will gain actionable insights into identifying hidden risks and navigating the critical market shifts defining this season.

Download now to learn:

  • How accumulated damage from smaller events dramatically increases future claim risk
  • Why predictive models that account for property condition are 58x more effective
  • Key market shifts for 2026, including CAT model updates and coverage changes
  • Strategies for differentiating risk at the property-level to build a more resilient portfolio


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