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"Scaling Smart: Building the Foundation for Sustainable Growth"

Evaluate your growth strategy, funding readiness, and whether your current bank can keep up.

For middle-market companies, growth is both a goal and a risk. The opportunity to scale—whether through new markets, product lines, facilities, or team expansion—is exciting, but it comes with real consequences if your foundation isn’t strong. Growth magnifies everything: your wins, your weaknesses, and your systems.

This ebook was built to help decision-makers like you take a clear-eyed look at your company’s readiness to grow. Rather than jumping at demand or reacting to the competition, you need to pause and ask the same questions any seasoned investor, board member, or strategic partner would ask: Are we truly ready for what growth requires?

The foundation of any growth plan is financial strength. The first question to answer isn’t how much will growth cost—it’s can we afford to grow responsibly?

You need to examine your profitability, cash flow, debt capacity, and revenue reliability. Are your margins healthy, and are they holding as sales increase? Is your cash flow predictable, or are you covering gaps with short-term fixes? If you don’t know your current borrowing capacity—or if you haven’t revisited it in over a year—it’s time to reconnect with your banker.

Importantly, if you don’t know who your banker is, or feel that your current bank doesn’t understand your industry, those gaps can cost you agility and opportunity. That’s not just a finance issue—it’s a strategic risk.

Throughout the ebook, one clear theme emerges: relationships matter. Having a bank that knows your industry, understands your local market, and makes decisions close to home can dramatically improve your ability to grow with confidence.

Veritex Community Bank is built for businesses in Texas. We don’t just provide funding—we help you develop the capital strategy that’s right for your business model and your long-term vision. With local decision-making, tailored advice, and deep knowledge of the Texas business environment, we’re the kind of partner that scales with you.

If you’re not confident in your borrowing capacity, or you’re working with a bank that treats you like a transaction, it’s time for something better.

Growth isn’t just about seizing opportunity—it’s about managing complexity. Before you invest in expansion, invest in readiness. Take a hard look at your numbers, your operations, your leadership, and your capital partners.

And when you’re ready, make sure you have a bank that’s just as ready as you are. Let Veritex Community Bank help you build the right foundation for sustainable growth.

For more information, contact William Ray, EVP, Managing Director, Middle-Market Banking
wray@veritexbank.com
www.veritexbank.com/middlemarket
Member FDIC

Offered Free by: Veritex Community Bank
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